Prime minister narendra modi on 28 august 2014 launched highly motivated pradhan mantri jan dhan yojana pmjdy which was significant project of nda government to open at least one bank account to every. Account can be opened in any bank branch or business correspondent bank mitr outlet. Oct 29, 2015 9 pradhan mantri jan dhan yojana pradhan mantri jan dhan yojana is a scheme for comprehensive financial inclusion launched by the prime minister of india, shri narendra modi on 28 august 2014. The focused initiatives in the second phase have fuelled the mission, though the. What are jan dhan yojana account, pradhan mantri jan dhan yojana benefits, jan dhan yojana rules etc. A read is counted each time someone views a publication summary such as the title, abstract, and list of authors, clicks on a figure, or views or downloads the fulltext.
A study on financial inclusion through the pmjdy page 1 a study on financial inclusion through the pradhan mantri jandhan yojana with reference to bank of maharastra submitted in partial fulfillment of the requirement for the award of the degree of master of business administration 20142016 by. Narendra modi which will strengthen india through collecting revenues. My mother applied for an pmjdy ac on decembar 2014, in a sbi branch. Implementation of pradhan mantri jandhan yojana pmjdy in mission mode. Dec 29, 2015 project report on financial inclusion through the pradhan mantri jan dhan yojana 1. Continuation of pradhan mantri jan dhan yojana pmjdy.
Financial literacy in the second trajectory phase of. Pm jan dhan yojana account benefits rules form at pmjdy. In this each district is divided into sub service areas ssas with population of to 1500 households in and around 5km distance so that there is easy access of distribution of banking services under pmjdy. It is a mission mode project of the government of india. The pradhanmantri jan dhanyojana scheme is a national mission launched toward the financial inclusion in. Pradhan mantri jandhan yojana as a national mission on financial inclusion to provide all households in the country with financial services, with particular focus to empower the weaker sections of society, including women, small and marginal farmers and labourers, both rural and urban. Mar 26, 2018 pm jan dhan yojana is a national mission of the central govt. But he had announced this scheme on 15 august 2014. Here we have collected some information about the jan dhan yojana and tried to present it in a simple and lucid manner. In order to achieve the above objectives, a broad collaborative strategy with all stake holders is proposed.
Content provided by the missionfi, department of financial services, government of india. In order to promote financial inclusion, the pradhan mantri jan dhan yojana pmjdy was launched across the country. Ravindar reddy introduction financial inclusion fi is the delivery of banking services at an affordable cost to vast section of unbanked group. Pradhan mantri jan dhan yojana pmjdy, is financial inclusion program of government of india which is applicable to 10 to 65 years age group, that aims to expand and make affordable access to financial services such as bank accounts, remittances, credit, insurance and pensions. Pmjdy scheme pradhan mantri jan dhan yojana online bank. Pradhan mantri jandhan yojana pmjdy national portal of india. Pradhan mantri jandhan yojana pmjdy frequently asked. A person needs to fill an application form with the required documents. Continuation of pradhan mantri jan dhan yojana pmjdy 1. The first and basic pillar of pmjdy is the expansion of banking network of the country to reach out to the financially excluded segments of the population. New bank account opening form for pradhan mantri jandhan. Mission on financial inclusion pradhan mantri jan dhan yojana pmjdy ministry of finance.
You can get an application form to apply for opening an account under the pradhan mantri jandhan yojana. The scheme aims to ensure universal access to banking facilities in each and every household of the country. An individual can open a small account with the bank by submitting a selfattested photo and signing or giving thumbprint in the presence of a bank official if they do not have any valid document to submit for pmjdy. Narendra modi on 15th august, 2014 announced pradhan mantri jandhan yojana pmjdy which is a national mission for financial inclusion. How much interest savings would earn in pmjdy account. Jan dhan yojana is the ambitious scheme of honorable prime minister mr. Pradhan mantri jandhan yojana department of financial. Pradhan mantri jan dhan yojana the national mission on.
Pradhan mantri jan dhan yojana pmjdy is the national mission for. Pradhan mantri kisan samman nidhi yojana pm kisan sampoorna bima gram yojana. National portal of india is a mission mode project under the national e governance plan, designed and developed by national informatics centre nic. Users need to fill up requisite details to apply for opening an account under the pmjdy scheme. The first is universal access of banking facilities8.
This national mission on financial inclusion has an ambitious objective of covering all households in the country with banking facilities and having a bank account for each household. Rashtriya gokul mission rgm indigenous cattle development. Pradhan mantri jan dhan yojana prime minister of india. Mission mode objectives8 the mission mode of pmjdy has six pillars.
Pradhan mantri jan dhan yojana is a national mission on financial inclusion. The pradhan mantri jan dhan yojana is a national mission aimed at ensuring access to financial services to the underserved population, primarily in rural areas. Pmjdy was introduced by the prime minister narendra modi on 15 august 2014 to ensure access to various financial services to the excluded sections i. Mission document of national mission on strategic knowledge for climate change executive summary india is a country which is and will be severely impacted by climate variability and change at a time when she is confronted with huge development imperatives. How is pmjdy different from the earlier financial inclusion plan. Pdf pradhan mantri jan dhan yojana the financial inclusion. Frequently asked questions on pradhan mantri jan dhan.
Pradhan mantri jan dhan yojana pmjdy is the national mission for financial inclusion nmfi launched by government of india on august, 2014 to provide universal banking services for every unbanked adult. Financial inclusion pradhan mantri jandhan yojana pmjdy financial inclusion is delivery of banking services like availability of basic savings bank account, access to need based credit, remittances facility, insurance and pension to the excluded sections i. Keshavamurthy in his first independence day speech on 15th august2014, prime minister of india had announced the national mission on financial inclusion titled, pradhan mantri jan dhan yojanapmjdy. Pradhan mantri jandhan yojana pmjdy district amroha. Nabard circular on financial inclusion fund fif list of nodal officers of dfs for slbc. The government has decided to continue national mission for financial inclusion pmjdy with the following modifications. Pmjdy scheme international journal of innovative technology. What documents do i require to open an account under pradhan mantri. The national strategy for financial inclusion 20192024 sets forth the vision and key objectives of the financial inclusion policies in india to help expand and sustain. Under the campaign, accounts under pmjdy opened between 16. India has already declared that even as she pursues her social and. Reserve bank of india embarked on a mission of ensure financial inclusion for all citizens of india.
1433 1347 972 1234 1458 491 389 242 1228 476 677 1049 1006 1359 1035 110 257 1477 1563 1288 1532 366 562 911 84 1138 713 927 416 21 1190 464